Business & Finance Blog

I just got back from the grocery store.  My goodness, Downy Softner is 9 bucks now.  Here are some tips on how to save money on groceries.

1. Use coupons
2. Buy in bulk (Costco)
3. Cut back on eating out
4. Plan ahead, cook ahead and freeze
5. Bring lunch to work
6. Buy cheaper or knock-off brand.

Times are tough lately and you are for sure not saving at the gas pumps.  To make it, it’s important to find ways to cut back on money.  Here are 5 ways to cut your auto insurance bill.

1. Increase your deductible - While this may save you money per month, you need to make sure that you have the money for the deductible should you have an accident.
2. Drive safely - Taking extra precautions while driving, staying under the speed limit and avoiding sudden stops and starts can help save on gas. Most insurance companies give discounts if you are accident-free for X amount of years.
3. See if you qualify for discounts - You may qualify for discounts by purchasing home and business insurance policies from within the same company.  Additionally, there are also discounts if you drive low miles, have multiple vehicles or your kids get good grades in school.
4. Reduce Coverage - Consider reducing your coverage if you are driving an older vehicle.  According to the Insurance Information Institute, it may not be cost effective to carry comp and collision on cars worth less than 10 times the amount you would pay for that portion of your coverage.  Try keeping the coverage, but raising your deductible.
5. Shop for a new provider - It’s always good to shop around every couple years.  In today’s world, there is usually a competitor out there that may give you a better deal.  Never hurts to look!